# Expense Trail — English

> Full text of every page on the Expense Trail marketing site, in English (English). Generated from the site content for LLMs and agents per https://llmstxt.org/.

- Language: English (en)
- Site: https://expensetrail.app/en
- Link index: https://expensetrail.app/llms.txt

## Home
URL: https://expensetrail.app/en

### Meta

- **Document Title:** Expense Trail — Free, Private Expense Tracker | No Ads, No Bank Linking
- **Html Description:** Log every expense in seconds, build budgets that match how you actually pay, and finally understand your spending — free on iOS, Android, and the web. No ads, no bank linking, no forced account. Full app in guest mode, optional end-to-end encrypted sync.
- **Og Title:** Expense Trail — Your money. Your business.
- **Og Description:** The expense tracker for people who want real control, not surveillance. Fast logging, smart budgets, household sharing, and split bills — with privacy you actually decide.
- **Keywords:** expense tracker app, budget app no ads, privacy expense tracker, split bills app, household expense sharing, E2EE budget app, savings goals tracker, multi wallet expense tracker, free expense manager

### Landing

- **Pill:** Private · Ad-free · You decide what syncs
- **H1a:** Finally know where your money goes.
- **H1b:** Free expense tracker — guest mode, real budgets, optional encrypted sync.
- **Lead:** Log expenses in seconds, set budgets by card or category, split bills with friends, and spot clear patterns in your spending — on iPhone, Android, or the web. No ads. No bank linking. Your data stays on your device until you decide otherwise.
- **Learn More:** See how it works
- **Platforms:** Free on iOS, Android & web · Full app in guest mode · Optional E2EE sync
- **Faq Teaser:** Have questions? Read the FAQ →
- **Hero Tab Screens:**
  - **Dashboard:** Expense Trail — Dashboard tab
  - **Transactions:** Expense Trail — Transactions tab
  - **Reports:** Expense Trail — Reports tab
  - **Settings:** Expense Trail — Settings tab
- **Four Tabs H:** Four tabs. Total clarity.
- **Four Tabs P:** No maze of menus or confusing dashboards. Dashboard for the big picture, Transactions for every entry, Reports for trends, Settings for control — open the app, log quickly, and get on with your day.
- **Built H:** Everything you need to stay on budget
- **Built P:** Fast logging, smart budgets, splits, savings goals, and insightful reports — see the highlights below, or browse the full feature list.
- **Show All Features:** Show all features
- **Show Fewer Features:** Show fewer
- **Cta Kicker:** Up and running in under a minute
- **Cta Title:** Take back control of your spending
- **Cta Subtitle:** No subscription. No ads. No requirement to create an account.
- **Cta Before Link:** Download on the App Store or Google Play, or open in your browser at
- **Cta After Link:** .

### Social Proof

- **Stat1 Value:** 14
- **Stat1 Label:** languages — use it in yours
- **Stat2 Value:** 150+
- **Stat2 Label:** currencies for travel and everyday life
- **Stat3 Value:** 3
- **Stat3 Label:** platforms: web, iOS & Android
- **Badges:**
  - **Zero ads — ever**
  - **No ad trackers**
  - **Guest mode by default**
  - **Encrypted backups**

### How It Works

- **Section H:** From receipt to clarity in three steps
- **Section P:** No accounting degree needed. No bank password required. Just a habit that actually sticks.
- **Steps:**
  - **Log it before you forget**
    - **Step:** 1
    - **Description:** That coffee, transfer, or freelance payment — capture it in a few taps with category, wallet, payment method, tags, and a note. Optional clipboard suggest can pre-fill details when you copy a transaction amount (off by default).
  - **Let the app do the organizing**
    - **Step:** 2
    - **Description:** Custom categories, budgets by card or category with rollover, multiple wallets and currencies, recurring rent and salary, savings goals, and split bills with settle-up — so spreadsheets become a thing of the past.
  - **Spot patterns before they cost you**
    - **Step:** 3
    - **Description:** Weekly summaries, cash-flow trends, a bill calendar, and budget alerts surface overspending early — so you can adjust next week, not next year.

### Comparison

- **Section H:** Why people leave spreadsheets and bloated finance apps
- **Section P:** If you have ever closed an expense app because of ads, clutter, or privacy concerns — here is the alternative.
- **Others Header:** Typical apps
- **Us Header:** Expense Trail
- **Rows:**
  - **Others:** Ads and constant upgrade prompts
    - **Us:** Free core app, zero ads — now and always
  - **Others:** Tracks you for advertisers
    - **Us:** Privacy-first; guest mode; sync only when you want it
  - **Others:** Server can read all your amounts
    - **Us:** Optional E2EE sync — ciphertext only, your keys
  - **Others:** Dashboards built to keep you scrolling
    - **Us:** Four focused tabs — log it and move on
  - **Others:** Mobile-only or web-only
    - **Us:** Same full app on web, iOS & Android
  - **Others:** Spreadsheet formulas at midnight
    - **Us:** Smart categories, budgets & clear reports
  - **Others:** One account, one currency
    - **Us:** Multiple wallets, savings goals & transfers
  - **Others:** Balances visible to anyone nearby
    - **Us:** Stealth mode — hold to peek at amounts

### Landing Teasers

- **Section H:** Everything you want to know before you install
- **Section P:** Real screenshots, a plain-language privacy overview, honest answers to common questions, and the story behind Expense Trail — so you can decide with confidence.
- **Security Link:** Privacy & security details →
- **Items:**
  - **See the app in action**
    - **Description:** Real screenshots: dashboard, budgets, bill calendar, splits, backups, and privacy settings — in light and dark mode.
    - **Link Label:** View features & screenshots
    - **Href:** /features
  - **Privacy on your terms**
    - **Description:** Guest mode, stealth amounts, PIN lock, optional zero-knowledge sync, encrypted backups, and LAN sync — explained in plain language.
    - **Link Label:** Read the security overview
    - **Href:** /security
  - **Common questions answered**
    - **Description:** Free forever? Ads? Accounts? E2EE? Splits? Backups? Straight answers before you download.
    - **Link Label:** Browse the FAQ
    - **Href:** /faq
  - **Built by an indie team**
    - **Description:** Why we made a finance app without dark patterns — and what ships in the product right now.
    - **Link Label:** About Expense Trail
    - **Href:** /about

### Pillars

- **Dashboard**
  - **Description:** One screen answers the question you ask every month. See period totals, budget progress, a category breakdown, and savings goal status — for any date range you choose.
- **Transactions**
  - **Description:** Every expense, income entry, transfer, and goal contribution in one searchable log — grouped by day, filtered by type, swipe left to fix a mistake in an instant.
- **Reports**
  - **Description:** Weekly summaries, multi-month cash flow, an upcoming bill calendar, and goal progress — so overspending shows up as a chart, not a shocking bank statement.
- **Settings**
  - **Description:** Money tab for wallets and budgets. Family for household sharing. Privacy for stealth mode, PIN, E2EE, and backups. You control sync, language, theme, and exports.

### Landing Features

- **Log spending before it slips away**
  - **Description:** The problem: mental math and forgotten receipts. The fix: log expenses and income in seconds — with categories, wallets, tags, visibility controls, and a swipe to edit.
- **Categories that match your life**
  - **Description:** The problem: generic buckets you never actually use. The fix: 80+ icons, custom colors, separate expense and income lists — hide anything that does not fit your life.
- **One tracker, every device**
  - **Description:** The problem: started on your phone, abandoned it on your laptop. The fix: the same full app on web, iPhone, and Android — with optional Google or Apple sync whenever you are ready.
- **Budgets that match how you actually pay**
  - **Description:** The problem: one total budget when you pay by card, cash, and UPI. The fix: monthly limits per payment method or category — with rollover and alerts before you overspend.
- **Reports that explain the month**
  - **Description:** The problem: data with no story. The fix: weekly summaries, cash-flow trends, a Sankey flow diagram, what-if savings scenarios, a bill calendar, and goal reports — filterable by wallet or tag.
- **Separate wallets & currencies**
  - **Description:** The problem: personal and business money tangled in one list. The fix: multiple wallets with their own currency, transfers with exchange rates, and opening balance adjustments.
- **Savings goals you will actually finish**
  - **Description:** The problem: vague save-more intentions with no structure. The fix: named targets, contributions, withdrawals, and progress shown on the dashboard and in reports — with optional recurring contributions.
- **Bills that never catch you off guard**
  - **Description:** The problem: rent and subscriptions scattered across your memory. The fix: daily, weekly, monthly, and yearly schedules, a bill calendar, and due or overdue reminders synced to your devices.
- **Household sharing without the awkward spreadsheets**
  - **Description:** The problem: who-paid-for-groceries arguments that never end. The fix: invite a partner, choose which expenses are shared or private, and optionally encrypt shared amounts with E2EE.
- **Split bills the way you live**
  - **Description:** The problem: IOU maths in group chats. The fix: equal, exact, percent, or shares splits; itemized line items; split groups; local IOU contacts or cloud buddies; simplified debts and settle-up.
- **Habits that make spending smarter**
  - **Description:** The problem: impulse purchases and vague spend-less goals. The fix: a 48-hour purchase wishlist, no-spend streaks with essentials excluded, and place reminders at your favourite shops — stored on-device only.
- **Receipts, widgets & timely reminders**
  - **Description:** The problem: scattered receipts and apps you keep forgetting to open. The fix: attach receipt photos or PDFs, put a home-screen widget in place, and set budget and bill alerts with push text that can hide amounts.
- **Privacy you can fine-tune**
  - **Description:** The problem: finance apps that treat your ledger as ad inventory. The fix: guest mode, stealth amounts, PIN and biometric lock, encrypted backups, optional E2EE sync, and a LAN backup path.
- **Feels like home in your language**
  - **Description:** The problem: apps that only feel natural in English. The fix: 14 languages, 150+ currencies, four number formats, light and dark themes, and custom accent colors.

### Pain Solution

- **Problem Label:** The problem:
- **Solution Label:** How we solve it:

### Privacy Promise

- **Section H:** Your spending story is not our product
- **Section P:** We built Expense Trail because too many free apps were monetizing people's habits. Here is what you get instead.
- **Compact P:** Privacy-first by default — expand only what you need.
- **Compact Points:**
  - No ads; we never sell your expense data
  - Guest mode: the full app on your device, no account needed
  - Optional E2EE sync — you hold the recovery phrase
- **Points:**
  - No ads and we never sell your expense data — to anyone
  - Guest mode: the complete app works locally without creating an account
  - Optional Google or Apple sync only when you choose (standard sync is readable on our servers for operations — never sold to advertisers)
  - Optional end-to-end encrypted sync: ciphertext on the server; your recovery phrase lives on your device
  - Stealth mode masks amounts on the Dashboard and Transactions screen; press and hold to peek at a value
  - Native apps use SQLCipher storage, PIN and biometric lock, encrypted exports, and encrypted cloud backups
  - Works fully offline; LAN sync between your devices on the same Wi-Fi without touching the internet
- **Link:** Read our Privacy Policy

### Founder

- **Section H:** Built by people who were tired of free finance apps that charged with your data
- **Section P:** Expense Trail is indie software — we use it every day, ship improvements based on real feedback, and never run growth hacks on your financial profile.
- **Link:** Our story

### Testimonials

- **Section H:** Why early users switched
- **Section P:** Less noise, more clarity — and confidence that their data was never the business model.
- **Items:**
  - **Priya M.**
    - **Quote:** I deleted two ad-heavy trackers the same week. Expense Trail lets me log in seconds and actually see when my card budget is about to run out.
    - **Role:** Freelance designer
  - **James T.**
    - **Quote:** Splitting dinner with friends used to live in a notes app. Split and settle-up plus household sharing finally matches how we actually live.
    - **Role:** Software engineer
  - **Elena R.**
    - **Quote:** Guest mode let me try everything before syncing. Stealth mode sold my partner — we use it on the couch without flashing balances at each other.
    - **Role:** Small business owner

## Features
URL: https://expensetrail.app/en/features

### Features Meta

- **Document Title:** Features — Expense Trail | Budgets, Splits, Goals & Privacy Controls
- **Html Description:** Explore every feature in Expense Trail: fast expense logging, category and payment-method budgets, multiple wallets, savings goals, a bill calendar, household sharing, split bills, and granular privacy controls — free on iOS, Android, and the web.
- **Og Title:** Features — Expense Trail
- **Og Description:** See how Expense Trail turns everyday money frustrations into calm, clear habits — from overspending surprises to messy shared bills.

### Features Page

- **Pill:** Everything in the app
- **Title Prefix:** Features built for
- **Title Gradient:** real money headaches
- **Lead:** Expense Trail is not a demo — it is a daily driver. Here is how each part of the app turns common frustrations into calm, sustainable habits.
- **Security Link:** Privacy & security
- **Grid H:** Quick feature overview
- **Grid P:** The same capabilities from the home page — grouped for easy scanning.
- **Sections:**
  - **Know what you spent — while you still remember**
    - **Lead:** Manual tracking only works when it is faster than the guilt of not doing it.
    - **Items:**
      - **Forgotten expenses**
        - **Pain:** You tell yourself you will log it later — and later never comes.
        - **Solution:** Quick-add sheet with a built-in calculator, date shortcuts, categories, tags, wallets, receipt attachments, and optional clipboard suggest (off by default).
      - **Messy transaction history**
        - **Pain:** Bank apps show transfers — they do not show your real budget story.
        - **Solution:** A unified Transactions tab: expenses, income, transfers, and goal movements — grouped by day with powerful filters.
      - **No big-picture view**
        - **Pain:** You feel stretched but cannot pinpoint why.
        - **Solution:** Dashboard totals for any period, a category breakdown chart, income vs expenses, and a wallet switcher — on one screen.
      - **Income left out of the picture**
        - **Pain:** Your expense app only shows what you spend — but your net position depends on what you earn too.
        - **Solution:** Log income alongside expenses — salary, freelance, rental, side projects — with category, wallet, and tags. Dashboard shows income vs expense totals and net balance for any date range.
      - **Lost receipts and no paper trail**
        - **Pain:** You logged the expense but the receipt is already in the bin.
        - **Solution:** Attach JPEG, PNG, WebP, or PDF receipts to any entry. Store them in your own S3, WebDAV, or Cloudinary account — or let Expense Trail handle it — your choice in Settings.
  - **Budgets that match real life**
    - **Lead:** Spending limits should reflect how you actually pay — not one imaginary total.
    - **Items:**
      - **Overspending on cards**
        - **Pain:** Cash is fine; the credit card is the problem — but your app lumps everything together.
        - **Solution:** Monthly budgets per payment method plus category budgets with rollover and carryover.
      - **Surprise over-budget moments**
        - **Pain:** You only find out when the statement arrives.
        - **Solution:** Dashboard progress bars, near-limit warnings, and optional push alerts at thresholds you choose.
      - **Bills you forgot to plan for**
        - **Pain:** Rent and subscriptions live in your head until they hit your account.
        - **Solution:** Recurring schedules and a 14-day bill calendar with projected inflow and outflow.
      - **Impulse spending**
        - **Pain:** You buy things you regret by the weekend.
        - **Solution:** A 48-hour purchase wishlist cooling-off period, no-spend streaks for discretionary categories, and budget alerts before you overspend.
  - **Insights that actually change your habits**
    - **Lead:** Data is only useful when it tells a story. Expense Trail turns raw entries into patterns you can act on.
    - **Items:**
      - **No clear picture of spending trends**
        - **Pain:** You know you overspent this month but not which categories or when it happened.
        - **Solution:** Weekly summaries with a day-by-day chart, top categories, income sources, payment-method breakdown, and week-over-week comparison — so you know exactly where the month went.
      - **Income vs expenses feel unclear**
        - **Pain:** You earn more than you spend — or think you do — but cash flow feels wrong.
        - **Solution:** Cash flow reports show income vs expenses over 3, 6, or 12 months with a Sankey flow diagram and what-if savings scenarios to model different habits.
      - **Bills that catch you off guard**
        - **Pain:** You forget a subscription renews until it hits your account.
        - **Solution:** A 14-day bill calendar shows every upcoming scheduled entry with projected inflow and outflow — so you know exactly what is coming before it arrives.
      - **Savings goals that stay vague**
        - **Pain:** You want to save for a trip or emergency fund but there is no structure to track progress.
        - **Solution:** Named savings goals with contributions, withdrawals, milestone markers, and a dedicated Goals report — progress on the dashboard every time you open the app.
  - **Shared finances — without the drama**
    - **Lead:** Shared costs need clarity, not another group chat spreadsheet.
    - **Items:**
      - **Partner visibility**
        - **Pain:** You want shared grocery tracking, not shared access to every private purchase.
        - **Solution:** Household invites with per-expense shared or private visibility — available when cloud sync is on.
      - **Friends & IOUs**
        - **Pain:** Splitting dinner turns into mental maths and awkward follow-ups.
        - **Solution:** Split bills across local IOU contacts or cloud buddies (TRAIL- codes or QR scan), with itemized line items, split groups, debt simplification, and in-app settle-up.
      - **Multiple ledgers**
        - **Pain:** Business, travel, and personal money get tangled in one list.
        - **Solution:** Multiple wallets with their own currency, transfers, and filters everywhere.
  - **Stay in control of your data**
    - **Lead:** Trust is not a checkbox — it is a set of choices you can adjust anytime.
    - **Items:**
      - **Forced sign-up**
        - **Pain:** You cannot even try the app without handing over an email address.
        - **Solution:** Full guest mode on your device; sign in only for optional sync, household sharing, and cross-device wallets.
      - **Shoulder surfers**
        - **Pain:** Your balances are visible on the train or at home.
        - **Solution:** Stealth mode masks all amounts; press and hold to peek at one value.
      - **Cloud you do not fully trust**
        - **Pain:** You want a backup without a readable copy sitting on someone else's server.
        - **Solution:** Optional E2EE sync, encrypted exports, WebDAV and cloud backups, and LAN sync over your own Wi-Fi.
      - **Overwhelming privacy settings**
        - **Pain:** You want the right protection but do not know where to start.
        - **Solution:** A built-in Privacy Checkup wizard walks you through stealth mode, PIN, E2EE, and backups in the right order — at your own pace, inside Settings → Account → Privacy.
- **Learn Heading:** Go deeper (guides)
- **Learn Lead:** Detailed explainers on guides.expensetrail.app — available in English.
- **Learn Links:**
  - **What is a wallet?**
    - **Path:** /en/learn/concepts/what-is-a-wallet
  - **Split bills vs household sharing**
    - **Path:** /en/learn/concepts/split-bills-vs-household-sharing
  - **How to set a monthly budget**
    - **Path:** /en/learn/how-to/set-monthly-budget
  - **Privacy tiers explained**
    - **Path:** /en/learn/about/privacy-tiers-explained
  - **Expense Trail vs Splitwise**
    - **Path:** /en/learn/comparisons/expense-trail-vs-splitwise
  - **Guides hub**
    - **Path:** /en/learn

### Carousel

- **Section H:** The real app — not stock art
- **Section P:** Actual screens from Expense Trail: dashboard, transactions, reports, budgets, bills, backups, and privacy settings — in light and dark mode.
- **Theme Label:** Theme:
- **Light:** Light
- **Dark:** Dark
- **Aria Light:** Show light mode screenshots
- **Aria Dark:** Show dark mode screenshots
- **Prev:** Previous slide
- **Next:** Next slide
- **Dot Aria:** Go to slide {{n}}
- **Screen Alt:** {{title}} — Expense Trail app screenshot
- **Slides:**
  - **Dashboard**
    - **Subtitle:** Your money at a glance
    - **Description:** See period totals, today's and monthly stats, income vs expenses, budget progress, savings goals, and spending by category — all on a single screen.
    - **Bullets:**
      - Filter by day, week, month, or custom dates
      - Income, expenses, and net balance
      - Wallet switcher and budget progress bars
      - Optional daily logging reminder
  - **Add expense**
    - **Subtitle:** Logged in seconds
    - **Description:** Tap the center button from any tab to open the expense sheet — amount, category, and wallet ready to go.
    - **Bullets:**
      - Amount and category
      - Payment method
      - Wallet picker
      - Tags and notes
  - **Transactions**
    - **Subtitle:** Every entry in one place
    - **Description:** Browse every expense, income entry, transfer, and goal contribution with quick-tap chips to filter by type.
    - **Bullets:**
      - All, expenses, income, transfers, and goals
      - Search and sort
      - Swipe actions
      - Wallet-aware amounts
  - **Filters**
    - **Subtitle:** Find any transaction fast
    - **Description:** Narrow the list by date range, category, wallet, tag, amount, or payment method.
    - **Bullets:**
      - Date presets and custom range
      - Category and wallet
      - Tags and amount
      - Saves time on long histories
  - **Income**
    - **Subtitle:** Paychecks and inflows
    - **Description:** Track salary, refunds, and other income separately from day-to-day spending.
    - **Bullets:**
      - Dedicated income categories
      - Wallet assignment
      - Monthly totals in reports
      - Search and filter
  - **Transfers**
    - **Subtitle:** Move money between wallets
    - **Description:** Record moves between wallets or payment methods without counting them as new income or expenses.
    - **Bullets:**
      - From and to wallet
      - Optional exchange rate
      - Transfer history
      - Header shortcut
  - **Record a transfer**
    - **Subtitle:** Between any two wallets
    - **Description:** Move balances between your everyday and travel wallets — or any pair — with amount and an optional note.
    - **Bullets:**
      - From and to selection
      - Multi-currency wallets
      - Header access
      - Syncs when signed in
  - **Budget limits**
    - **Subtitle:** Set your monthly caps
    - **Description:** Add payment-method or category budgets with monthly limits and optional rollover of unused amounts.
    - **Bullets:**
      - Per card or cash method
      - Category budgets
      - Rollover option
      - Progress visible on dashboard
  - **Recurring entries**
    - **Subtitle:** Rent, salary, subscriptions — on autopilot
    - **Description:** Schedule repeating expenses and income daily, weekly, monthly, or yearly. Expense Trail logs them when they are due and reminds you beforehand.
    - **Bullets:**
      - Daily, weekly, monthly, or yearly cycles
      - Logged automatically on the due date
      - Upcoming bills appear in the calendar
      - Pause or edit any schedule anytime
  - **Bill calendar**
    - **Subtitle:** Next 14 days at a glance
    - **Description:** See upcoming scheduled bills and income on a timeline with projected totals — before they hit your ledger.
    - **Bullets:**
      - Upcoming due dates
      - Inflow and outflow summary
      - Today and tomorrow highlighted
      - Manage schedules in one tap
  - **Reports**
    - **Subtitle:** Summaries, cash flow & calendar
    - **Description:** Switch between weekly summaries, multi-month cash-flow trends, a bill calendar, and savings-goal progress — with optional wallet and tag filters.
    - **Bullets:**
      - Weekly, cash-flow, calendar, and goals tabs
      - 3-, 6-, and 12-month or yearly cash-flow views
      - Bill calendar for scheduled items
      - Filter by wallet or tag
  - **Cash flow**
    - **Subtitle:** Multi-month trends
    - **Description:** See income, expenses, and net balance over 3, 6, or 12 months — or in yearly buckets — with clear charts and period totals.
    - **Bullets:**
      - Monthly or yearly grouping
      - Income vs expense breakdown
      - Projection and spending pace
      - Filter by wallet
  - **Savings goals**
    - **Subtitle:** Watch your goals fill up
    - **Description:** Create goals like an emergency fund or a new laptop, set a target amount, and track progress with visual bars as every contribution moves you closer.
    - **Bullets:**
      - Target amount and saved-so-far at a glance
      - Add contributions in a couple of taps
      - Progress bars with percentages
      - Goal milestone notifications
  - **Goal contributions**
    - **Subtitle:** Savings in your ledger
    - **Description:** See every contribution toward emergency funds, wishlist targets, and custom savings goals.
    - **Bullets:**
      - Linked to savings goals
      - Contribution amounts
      - Timeline in reports
      - Filter by wallet
  - **Goal progress**
    - **Subtitle:** Savings tracked in reports
    - **Description:** Track emergency funds, wishlist targets, and other goals with progress bars and a full contribution history.
    - **Bullets:**
      - Target and current amounts
      - Contribution timeline
      - Per-goal progress
      - Filter by wallet
  - **Purchase wishlist**
    - **Subtitle:** Think before you buy
    - **Description:** Queue items you want to buy later, unlock them when you are ready, and optionally link them to a savings goal.
    - **Bullets:**
      - Target amount per item
      - Unlock dates and reminders
      - Convert to expense or goal
      - Cart shortcut from the header
  - **Inbox**
    - **Subtitle:** Budget and bill alerts
    - **Description:** Review budget warnings, weekly summaries, and scheduled bill reminders — all in one place.
    - **Bullets:**
      - Budget threshold alerts
      - Weekly and monthly summaries
      - Scheduled bill reminders
      - Mark read or dismiss
  - **Alerts**
    - **Subtitle:** Reminders & thresholds
    - **Description:** Configure budget alerts, daily logging reminders, place reminder nudges, and other proactive notifications.
    - **Bullets:**
      - Budget threshold alerts
      - Daily reminder time
      - Place reminder spots
      - Per-alert toggles
  - **Custom categories**
    - **Subtitle:** Categories that match your life
    - **Description:** Rename, recolor, and reorganize expense and income categories with custom icons, so your reports reflect how you actually spend.
    - **Bullets:**
      - Separate expense and income categories
      - Custom names, colors, and icons
      - Tidy up categories you no longer use
      - Changes flow into reports instantly
  - **Multi-currency**
    - **Subtitle:** Spend in any currency
    - **Description:** Pick a default currency and keep wallets in others — handy for travel, freelancing, or family across borders. Transfers between wallets respect exchange rates.
    - **Bullets:**
      - Search across world currencies
      - Per-wallet currencies (USD, EUR, …)
      - Exchange-rate aware transfers
      - Choose your number format
  - **14 languages**
    - **Subtitle:** Feels like home in your language
    - **Description:** Use Expense Trail in English, Arabic, German, Spanish, French, Hindi, Indonesian, Japanese, Portuguese, Russian, Turkish, Urdu, Vietnamese, or Chinese.
    - **Bullets:**
      - Switch anytime in Settings
      - Right-to-left layouts for Arabic and Urdu
      - Localized dates and numbers
      - Search languages by name
  - **Settings**
    - **Subtitle:** Your preferences, your way
    - **Description:** Adjust appearance, sign in for sync, manage wallets, categories, budgets, goals, and household sharing, set notifications, and export or import your data.
    - **Bullets:**
      - Theme and accent color
      - Wallets, goals, and household
      - Google or Apple sign-in
      - Export, import, and backup
  - **Family**
    - **Subtitle:** Household sharing
    - **Description:** Share wallets and activity with a household, manage buddies for bill splitting, and control exactly what others can see.
    - **Bullets:**
      - Household wallets
      - Member roles
      - Buddy splits
      - Visibility controls
  - **Account**
    - **Subtitle:** Sign in & sync
    - **Description:** Stay in guest mode for local-only use, or sign in with Google or Apple for encrypted cloud backup and multi-device sync.
    - **Bullets:**
      - Guest mode by default
      - Google or Apple sign-in
      - Cloud sync toggle
      - Device management
  - **Data**
    - **Subtitle:** Export, import & backup
    - **Description:** Download JSON or CSV exports, import from another device, and manage encrypted cloud backups.
    - **Bullets:**
      - JSON and CSV export
      - Full app import
      - Encrypted backup
      - Storage cleanup
  - **Privacy checkup**
    - **Subtitle:** Review your settings
    - **Description:** Run a guided checkup from the header to review visibility, lock status, consent choices, and other privacy settings.
    - **Bullets:**
      - Visibility and stealth mode
      - App lock status
      - Consent choices
      - Quick links to close any gaps
- **Slide Count Aria:** Slide {{current}} of {{total}}
- **Nav Group:** Carousel navigation

### Carousel Mock

- **Dash Date:** Mon, Mar 15
- **Dash Month Label:** This month
- **Dash Expenses:** 12 expenses
- **Dash Income:** +$ 3,200 income
- **Dash Today:** Today
- **Dash This Month:** This month
- **Dash By Category:** By category
- **Mock Cats:**
  - Food
  - Transport
  - Shopping
- **Txn Title:** Transactions
- **Txn Tabs:**
  - All
  - Expenses
  - Income
- **Txn Cats:**
  - Food
  - Transport
  - Coffee
  - Salary
  - Groceries
- **Txn Today:** Today
- **Reports Title:** Reports
- **Reports Week:** This week
- **Reports Daily:** Daily breakdown
- **Reports Expenses Lbl:** Expenses
- **Reports Income Lbl:** Income
- **Reports Days:**
  - Mon
  - Tue
  - Wed
  - Thu
  - Fri
  - Sat
  - Sun
- **Settings Title:** Settings
- **Settings Rows:**
  - Theme
  - Currency
  - Categories
  - Budgets
  - Sync
- **Generic Screen Label:** App screen

## FAQ
URL: https://expensetrail.app/en/faq

### Faq Meta

- **Document Title:** FAQ — Expense Trail | Pricing, Privacy & Features Explained
- **Html Description:** Is Expense Trail free? Any ads? Guest mode? E2EE sync? Split bills? Which platforms? Every answer you need before downloading the privacy-first expense tracker.
- **Og Title:** Expense Trail FAQ — Pricing, Privacy & Features
- **Og Description:** Straight answers on pricing, privacy, sync, household sharing, and backups — before you install.

### Faq Page

- **Pill:** Straight answers
- **Title Prefix:** Frequently asked
- **Title Gradient:** questions
- **Lead:** Everything people want to know before switching from spreadsheets or ad-heavy finance apps — pricing, privacy, sync, splits, and platforms.
- **Contact Link:** Still have questions? Contact us

### Faq

- **Section H:** Questions people ask before they switch
- **Items:**
  - **Is Expense Trail really free?**
    - **A:** Yes. Core tracking, budgets, reports, split bills, receipt attachments, guest mode, and data export are all free on web, iOS, and Android — no subscription, no trial period, and no paywalled features. Details: https://guides.expensetrail.app/en/learn/about/is-expense-trail-really-free
  - **Do you show ads or sell my spending data?**
    - **A:** Neither. Zero ads in the app — not now, not ever. We do not sell, license, or monetize your expense data for advertising. Optional analytics on the marketing website run only if you explicitly accept the cookie banner.
  - **Do I need to create an account?**
    - **A:** No. Guest mode is the default — the full app runs locally on your device with no sign-up. Create a Google or Apple account only when you want cloud sync, household sharing, or cross-device access.
  - **Does Expense Trail link to my bank account?**
    - **A:** No. Expense Trail is manual-entry only — you log what you spend, when you spend it. There is no bank connection, no automatic import, and no access to your financial accounts. You decide what gets recorded.
  - **Can I switch from guest mode to cloud sync later without losing my data?**
    - **A:** Yes. Sign in with Google or Apple at any time from Settings, and your existing local data migrates to the cloud automatically. You can also go the other way — sign out and continue in guest mode with all data intact on your device.
  - **Which platforms are supported? Can I install the web app?**
    - **A:** Web (mobile-friendly and installable as a PWA), iOS, and Android. The same full app runs on all three — log on your phone, review on your laptop. Install the web app via your browser's Add to Home Screen prompt for an app-like experience without visiting a store.
  - **Can you read my expenses on the server?**
    - **A:** It depends on your sync tier. Guest mode: nothing on the server. Standard sync: data is readable on our servers for sync and push notifications — we never sell it. E2EE sync: supported fields are ciphertext we cannot read. See the Security page for the full four-tier breakdown.
  - **What is stealth mode?**
    - **A:** Stealth mode hides all amounts on the Dashboard and Transactions screen — balances show as dots or dashes so a glance from anyone nearby reveals nothing. Press and hold any value to reveal it temporarily. Enable it in Settings → Account → Privacy.
  - **What is the Privacy Checkup wizard?**
    - **A:** A guided walkthrough inside Settings → Account → Privacy that helps you activate the right protection in the right order: stealth mode, PIN and biometric lock, E2EE sync, and encrypted backups. It explains each option in plain language so nothing important gets left unconfigured.
  - **How does E2EE work and what happens if I lose the recovery phrase?**
    - **A:** With optional E2EE sync, expense amounts and sensitive fields are encrypted on your device before upload — only ciphertext reaches our servers. Your 12-word recovery phrase is the only decryption key. An optional key escrow feature stores an encrypted copy of your master key on your account so a new device can unlock with the phrase. Without the phrase, amounts on new devices stay locked. Back up your phrase when prompted during setup.
  - **Does the app read my clipboard?**
    - **A:** Only if you turn on clipboard transaction suggest, which is off by default. When active, the app reads your clipboard once when it opens to suggest a pre-filled amount — your clipboard content is never uploaded. Turn it off at any time in Settings.
  - **Can I track income as well as expenses?**
    - **A:** Yes. Log income entries — salary, freelance, rental, and more — alongside expenses in the same Transactions tab. The dashboard shows income vs expense totals and net balance for any date range. Cash flow reports break down income vs spending over 3, 6, or 12 months.
  - **Can I attach receipts to expenses?**
    - **A:** Yes — attach JPEG, PNG, WebP, or PDF receipts to any entry. Receipts are stored in your own cloud provider (Amazon S3, WebDAV, or Cloudinary) or ours, depending on your Settings configuration. Nothing is uploaded without your explicit setup.
  - **Can I customize categories?**
    - **A:** Yes. Expense Trail has separate category lists for expenses and income. Add custom categories with any of 80+ icons and a choice of colors, rename or reorder built-in ones, and hide categories you never use. Changes sync across devices when cloud sync is on.
  - **What are tags and how do I use them?**
    - **A:** Tags are freeform labels you add to transactions for cross-category tracking — for example, 'work-trip', 'tax-deductible', or a client name. Add up to 20 tags per entry. Filter your Transactions tab and all reports by tag to see a project, trip, or event in one view regardless of category.
  - **How do budgets work — per payment method or per category?**
    - **A:** Both. Set monthly limits per payment method (credit card, cash, UPI, etc.) and separate category budgets (Dining, Shopping, Transport, etc.). Category budgets support rollover of unused amounts and a starting carryover balance. Dashboard progress bars update in real time as you log.
  - **How do I get budget alerts before I overspend?**
    - **A:** Enable push alerts in Settings → Money → Budgets and choose your thresholds: 50%, 70%, 80%, or 90% of a budget. Alerts fire on-device in guest mode and via push notifications when sync is enabled. Dashboard progress bars also turn amber near the limit and red when over.
  - **What is a wallet and can I have more than one?**
    - **A:** A wallet is a spending ledger — a bank account, cash, a credit card, or any money bucket you want to track separately. Each wallet has its own currency and balance. Create as many as you need, transfer between wallets with exchange rate support, and filter the entire dashboard, transactions, and reports by wallet.
  - **What kinds of reports does the app provide?**
    - **A:** Four built-in views: (1) Weekly summary — day-by-day chart with top categories, income sources, payment-method breakdown, and week-over-week comparison; (2) Cash flow — income vs expenses over 3, 6, or 12 months with a Sankey flow diagram and what-if savings scenarios; (3) Bill calendar — next 14 days of scheduled entries with projected inflow and outflow; (4) Goals report — savings goal progress and contribution history. All filterable by wallet, category, tag, and custom date range.
  - **How does savings goal tracking work?**
    - **A:** Create named goals with a target amount and optional deadline. Contribute from any wallet, withdraw if plans change, and review your full contribution history. Progress appears on the dashboard and in the Goals report. You can set up a recurring contribution — for example, save a fixed amount toward a goal every month automatically.
  - **Can I track recurring bills and subscriptions?**
    - **A:** Yes. Create scheduled entries with daily, weekly, monthly, or yearly frequencies. They appear in a 14-day bill calendar with projected inflow and outflow. Pause any schedule without deleting it. Optional push reminders fire when a bill is due or overdue — so nothing catches you by surprise.
  - **What about wishlist, no-spend streaks, or place reminders?**
    - **A:** Wishlist: park impulse purchases for a 48-hour cooling-off period before deciding to buy — or convert to an expense with one tap. No-spend streak: tracks consecutive days with no discretionary spending; essential categories like groceries can be excluded. Place reminders: save up to 10 locations on-device; get a nudge to log an expense when you enter or leave — no continuous GPS tracking, location data never leaves your device.
  - **What push notifications are available?**
    - **A:** Budget alerts (at 50/70/80/90% of your limit), daily logging reminder, scheduled entry due/overdue/tomorrow reminders, weekly summary, and monthly recap. All are optional and individually toggleable in Settings → Alerts. When sync is on, push bodies can hide amounts and category names for privacy on your lock screen.
  - **Can I attach receipts or use home-screen widgets?**
    - **A:** Receipts: JPEG, PNG, WebP, or PDF, stored in your own cloud or ours (configured in Settings). Home-screen widgets on iOS and Android let you choose from spending today, budget pulse, goal progress, wallet balances, and split settle-up — put the most useful one front and center without opening the app.
  - **Can we split bills without another app?**
    - **A:** Yes. Split any expense with local IOU contacts (tracked only on your device) or cloud buddies connected via a TRAIL- code or QR scan. Choose equal, exact, percent, or custom shares and add itemized line items for complex splits. Debt simplification calculates the fewest payments to settle all balances. Record a settle-up directly in the app to clear a balance.
  - **How does split bill debt simplification work?**
    - **A:** After multiple people split several bills, the individual balances can get messy. Debt simplification looks at all net amounts owed and consolidates them — instead of many small back-and-forth transfers, it shows the minimum number of payments to settle everything. Record each settlement in the app to zero out the balance.
  - **Can my partner and I share a ledger?**
    - **A:** With cloud sync, create a household and invite your partner via a link or QR code. Mark each expense or savings goal as shared or private — shared items appear in their lists and reports; private ones stay yours alone. Optional E2EE keeps shared amounts encrypted on our servers.
  - **How do backups work?**
    - **A:** Three paths: (1) Export JSON or CSV anytime from Settings; (2) Password-encrypted backup files you store anywhere; (3) Scheduled cloud backups to bring-your-own storage — Google Drive, Dropbox, WebDAV, iCloud, Amazon S3, or Cloudinary. Import encrypted backups on a new device. LAN sync between your own devices needs no internet at all.
  - **What is LAN sync and when should I use it?**
    - **A:** LAN sync pairs two of your devices on the same Wi-Fi and transfers data directly between them — no internet, no server, no cloud. Start a session in Settings → Sync → LAN sync, scan the QR code on the other device, and sync. Ideal for travel, restricted networks, or anyone who prefers to keep all data completely offline.
  - **What languages and currencies are supported?**
    - **A:** 14 languages: English, Arabic, German, Spanish, French, Hindi, Indonesian, Japanese, Brazilian Portuguese, Russian, Turkish, Urdu, Vietnamese, and Chinese (Simplified). Over 150 currencies with four number format options. Light, dark, or system-matched theme with a custom accent color of your choice.
  - **How is this different from Mint, YNAB, or Wallet?**
    - **A:** We do not link bank accounts, show ads, or sell financial products. Expense Trail is for people who want manual control, genuine privacy, and a calm app that does not need your bank password to work. No subscription for core features, no upsells, and no pressure to connect your accounts. Compare: https://guides.expensetrail.app/en/learn/comparisons/expense-trail-vs-mint

## About
URL: https://expensetrail.app/en/about

### About Meta

- **Document Title:** About — Expense Trail | Indie, Privacy-First Expense Tracking
- **Html Description:** Private, ad-free expense tracking for iOS, Android, and the web. Learn about our mission, the principles we never compromise, and every feature shipping in the app today.
- **Og Title:** About Expense Trail
- **Og Description:** Why we built a free, ad-free expense tracker with guest mode and optional encrypted sync — and what makes it genuinely different.

### About

- **Pill:** Indie · Privacy-first · No dark patterns
- **Title About:** About
- **Title Gradient:** Expense Trail
- **Lead:** We built Expense Trail because honest expense tracking should not cost you your privacy — or your attention. Free on iOS, Android, and the web.
- **Mission H:** Our mission
- **Mission P:** Help you understand your money with software that respects you — a calm interface with no ads, no dark patterns, and no pressure to link your bank account. Every feature earns its place: fast logging, real budgets per payment method and category, honest reports with cash-flow trends and a bill calendar, and privacy controls front-and-center rather than buried in settings. Cloud features are entirely optional; your data is always portable, always deletable, and always yours.
- **Story H:** Why we built it
- **Story P:** We were tired of finance apps that felt like data harvesters — ad-funded dashboards that turned spending habits into ad inventory, constant upsells to premium tiers for features that should be basic, and permission screens that asked for your bank password before you could see a pie chart. We wanted something we could hand to a family member without worrying about what it was doing in the background: fast enough to log a coffee in three taps, smart enough to show a real budget picture, and honest enough to say 'your data stays on your device unless you decide otherwise.' That is Expense Trail.
- **Principles H:** What we refuse to compromise
- **Principles:**
  - **Privacy by default**
    - **Description:** Guest mode, no ads, no sale of expense data, stealth mode, PIN lock, screenshot blocking, and optional E2EE sync — every privacy control is available from day one, not locked behind a settings wall or a premium plan. The Privacy Checkup wizard walks you through each layer in plain language.
  - **Clarity over engagement**
    - **Description:** Four focused tabs instead of an infinite scroll of nudges. No anxiety-driven streaks, no prompts to link your bank account, no leaderboards. The goal is for you to open the app, log what you spent, understand your money, and close it — not to keep you scrolling.
  - **Data you can leave with**
    - **Description:** Export JSON or CSV at any time. Create encrypted backup files. Connect your own Google Drive, Dropbox, WebDAV, iCloud, S3, or Cloudinary for receipts and backups. LAN sync your devices without touching the internet. Delete your account and all server copies from Settings in seconds. We built every exit ramp because portable data makes for a better product — not a trap.
- **Offers H:** What ships in the app today
- **Offers Lead:** Not a roadmap slide — a real feature set you can start using this week.
- **Expand Label:** Show all features
- **Collapse Label:** Show less
- **Feature Count:** {{count}} features
- **Get In Touch H:** Talk to the people who build it
- **Get In Touch P:** Bug reports, privacy questions, and feature ideas go straight to us — expect a genuine reply within 1-2 business days.
- **Contact Btn:** Send a message
- **Email Btn:** Email support
- **Feature Groups:**
  - **Track spending & income**
    - **Items:**
      - Dashboard: all time, today, week, month, or a custom date range
      - Log expenses and income with category, note, date, payment method, wallet, tags, and receipt attachments
      - Custom payment methods — rename, reorder, and hide the ones you do not use
      - Transactions grouped by day; filters for expenses, income, transfers, and goals
      - Swipe to edit or delete; quick-add with handy date shortcuts
      - Income vs expense totals and net balance at a glance
      - Category breakdown chart; optional private or shared visibility in a household
      - Optional clipboard transaction suggest (off by default)
      - Receipt attachments: JPEG, PNG, WebP, or PDF — stored in your own cloud (S3, WebDAV, Cloudinary) or ours
  - **Budgets & alerts**
    - **Items:**
      - Monthly budget per payment method and per category
      - Rollover and starting carryover for category budgets
      - Dashboard progress bars, near-limit warnings, and over-budget states
      - Optional push alerts at 50%, 70%, 80%, or 90% of your budget
      - Opening balance adjustments per payment method
  - **Reports & insights**
    - **Items:**
      - Weekly summary with a day-by-day chart and week-over-week comparison
      - Top categories, income sources, payment-method split, and tags
      - Cash flow: 3, 6, or 12 months, or a multi-year view (with sync)
      - Sankey flow diagram and what-if savings scenarios
      - Bill calendar: next 14 days with projected inflow and outflow
      - Savings goal progress report; filterable by wallet or tag
  - **Categories, tags & recurring entries**
    - **Items:**
      - Built-in and custom categories with 80+ icons
      - Tags (up to 20 per expense) for projects or tax tracking
      - Recurring daily, weekly, monthly, and yearly entries; pause anytime
      - Auto-applied while the app is open; push reminders for due bills with sync enabled
  - **Wallets, transfers & savings goals**
    - **Items:**
      - Multiple wallets with a per-wallet currency
      - Transfers between payment methods with exchange rate support
      - Savings goals: contributions, withdrawals, milestones, and optional recurring contributions
      - Goals linked to wallets; progress shown on the dashboard and in reports
  - **Household & splits**
    - **Items:**
      - Create a household, invite a partner, or join via invite link
      - Mark each expense or goal as shared or private
      - Split bills: equal, exact, percent, or custom shares; itemized line items
      - Split groups, local IOU contacts, cloud buddies (TRAIL- code or QR scan)
      - Simplified debts and settle-up
  - **Habits & location**
    - **Items:**
      - 48-hour purchase wishlist cooling-off period
      - No-spend streak for discretionary categories
      - Place reminders at up to 10 saved locations (stored on-device only)
      - Home-screen widgets: spending, budgets, goals, and split settle-up
  - **Personalize**
    - **Items:**
      - Light, dark, and auto theme; custom accent color
      - 14 languages; 150+ currencies; four number formats
      - Web, iOS, and Android; PWA install on supported browsers
  - **Notifications**
    - **Items:**
      - Budget alerts (on-device and optional push)
      - Daily logging reminder
      - Scheduled due, overdue, and tomorrow reminders
      - Weekly summary and monthly recap
      - Generic push notification bodies that hide amounts (recommended when sync is on)
  - **Privacy, sync & backups**
    - **Items:**
      - Guest mode; optional Google or Apple sign-in
      - Stealth mode; PIN and biometrics; screenshot blocking (where supported)
      - Standard sync or optional E2EE with a 12-word recovery phrase
      - Export JSON or CSV; encrypted backup; bring-your-own storage to Drive, Dropbox, WebDAV, or iCloud
      - Receipt storage: your S3, WebDAV, or Cloudinary
      - LAN sync on the same Wi-Fi; guided privacy checkup wizard
      - No ads; we never sell your expense data
      - Privacy checkup wizard: guided setup for stealth mode, PIN, E2EE, and backups

## Security
URL: https://expensetrail.app/en/security

### Security Meta

- **Document Title:** Privacy & Security — Expense Trail | Guest Mode, E2EE Sync & More
- **Html Description:** Guest mode, PIN lock, stealth amounts, encrypted backups, optional E2EE sync, and privacy-respecting push alerts. Discover how Expense Trail protects your financial data at every level — without ads or forced accounts.
- **Og Title:** Privacy & Security — Expense Trail
- **Og Description:** Your expenses are personal. Here are the privacy tiers and tools that keep them that way — from local-only guest mode to optional zero-knowledge sync.

### Security Page

- **Pill:** Privacy on your terms
- **Title Prefix:** Security built for
- **Title Gradient:** real-world life
- **Lead:** Phones get glanced at. Servers get breached. Expense Trail gives you layers — from guest-only local storage to optional zero-knowledge sync — so you choose the balance that fits your life.
- **Privacy Link:** Privacy Policy
- **Pains H:** Sound familiar?
- **Pains P:** These are the real worries we designed around — not marketing buzzwords.
- **Pains:**
  - **Free apps that sell your habits**
    - **Pain:** You see ads, upgrade nudges, and data requests — but never feel genuinely in control of what the app does with your financial life.
    - **Solution:** Expense Trail has no ads and never sells your expense data to anyone. Guest mode works fully offline without an account — no sign-up, no tracking, no profile built on your spending.
  - **Sync that exposes everything**
    - **Pain:** You want multi-device backup, but not a fully readable copy of your salary, rent, and every purchase sitting on a stranger's server.
    - **Solution:** Standard sync is readable on our servers for operations — we never sell it. Optional E2EE sync means only ciphertext reaches our servers; your 12-word recovery phrase never leaves your device.
  - **Prying eyes nearby**
    - **Pain:** A partner, colleague, or stranger on the bus glances at your phone and sees your balances, recent purchases, or savings totals.
    - **Solution:** Stealth mode hides all amounts on the Dashboard and Transactions screen — hold any value to peek at it temporarily. Add a PIN or biometrics and the app locks the moment it is backgrounded.
  - **Phone leaks you did not know about**
    - **Pain:** Screenshots, lock-screen notifications, and the recent-apps preview can expose your financial data without you realising.
    - **Solution:** Screenshot blocking prevents capturing sensitive screens on supported devices. Push notification bodies can hide amounts and category names. The recent-apps thumbnail is blurred on native builds.
  - **App shuts down and takes your history with it**
    - **Pain:** The company pivots, the app gets acquired, or the service ends — and years of expense history disappear with it.
    - **Solution:** Export JSON or CSV anytime. Connect your own storage (Google Drive, Dropbox, WebDAV, iCloud, S3). LAN sync works with no server dependency. Delete your account and all server copies in one tap — your data is never held hostage.
- **Tiers H:** Choose your privacy level
- **Tiers P:** Start local. Add sync when you trust it. Turn on E2EE when you need zero-knowledge backup.
- **Tiers:**
  - **Tier 0**
    - **Tagline:** Local guest
    - **Description:** No account, no sign-up, no cloud. Data lives only on your device in an encrypted SQLCipher database. Access every feature that does not require cross-device sync or household sharing — tracking, budgets, wallets, goals, reports, split IOUs, scheduled bills, wishlists, geofence reminders, receipts, and widgets.
  - **Tier 1**
    - **Tagline:** Signed in, no active sync
    - **Description:** You have a Google or Apple account but sync is off or paused. Your data still lives locally; the account is ready when you want it. We recommend enabling stealth mode, PIN lock, and biometrics at this tier so the app is protected before you add any cloud component.
  - **Tier 2**
    - **Tagline:** Standard sync
    - **Description:** Transactions, wallets, budgets, goals, categories, settings, and household data are readable on our servers so we can sync your devices, deliver push notifications, and power server-side reports. We never sell this data to advertisers or share it with third parties for marketing. You can export or delete it anytime from Settings.
  - **Tier 3**
    - **Tagline:** E2EE sync
    - **Description:** Supported expense fields — amounts, notes, merchant names, and more — are encrypted on your device with your 12-word recovery phrase before upload. Only ciphertext reaches our servers. We cannot read your amounts even if we wanted to. An optional key escrow feature lets a new device unlock using your phrase. Upgrade or downgrade between Tier 2 and Tier 3 at any time in Settings → Account → Privacy.
- **Tools H:** Tools you can turn on
- **Tools P:** Every control is optional — and explained in plain language inside Settings.
- **Tools:**
  - **Stealth mode**
    - **Description:** Mask all amounts on the Dashboard and Transactions screen; press and hold to reveal a single value temporarily.
  - **PIN & biometrics**
    - **Description:** Lock the native app with a six-digit PIN and Face ID or fingerprint; auto-locks when the app is backgrounded.
  - **SQLCipher on device**
    - **Description:** Release native builds encrypt the local database. Web and Expo Go use standard storage — clearly noted in the app.
  - **Encrypted backups**
    - **Description:** Password-protected exports and scheduled backups to WebDAV or cloud providers you connect yourself.
  - **Privacy-respecting push**
    - **Description:** Lock-screen notifications can hide amounts and category names — recommended when sync is enabled.
  - **LAN sync**
    - **Description:** Pair two devices on the same Wi-Fi and sync without using the internet — ideal for travel or strict network environments.
  - **Privacy checkup wizard**
    - **Description:** A guided walkthrough inside Settings → Account → Privacy that helps you activate stealth mode, PIN lock, E2EE, and backups in the right order — nothing left misconfigured.
  - **Screenshot blocking**
    - **Description:** On supported iOS and Android versions, Expense Trail prevents screenshots of financial screens and removes the app thumbnail from the recent-apps switcher — so your balances do not appear in screen recordings or previews.

## Privacy
URL: https://expensetrail.app/en/privacy

### Privacy

- **Pill:** Privacy-first by design
- **Title Prefix:** Privacy
- **Title Gradient:** Policy
- **Lead:** This policy explains what data Expense Trail collects, how we use it, and the real choices you have — including guest mode, four privacy tiers, optional E2EE sync, LAN sync, bring-your-own storage, and full export controls.
- **Last Updated:** Last updated: June 2026
- **Related Terms:** Read our Terms & Conditions
- **Highlights:**
  - **No ads, ever**
    - **Description:** We never show ads in the app or sell your expense data to advertisers — not to fund the product, not as a 'partner offer', not ever.
  - **Guest mode by default**
    - **Description:** Use every feature locally without creating an account — tracking, budgets, wallets, goals, splits, reports, and more — your data never leaves your device.
  - **Four privacy tiers, your choice**
    - **Description:** From fully local guest mode to optional E2EE sync where only ciphertext reaches our servers. Standard sync is readable for operations — we never sell it. Upgrade or downgrade any time in Settings.
  - **Your data, always portable**
    - **Description:** Export JSON or CSV, create encrypted backups, connect your own storage (Google Drive, Dropbox, WebDAV, iCloud, S3, Cloudinary), and delete all server copies in one tap.
- **Sections:**
  - **1. Scope**
    - **Paragraphs:**
      - This Privacy Policy applies to Expense Trail (Expense Trail, we, us, or our) when you use our mobile apps (iOS and Android), web app, and marketing website at {{site}}.
      - By using Expense Trail, you agree to this policy. If you do not agree, please do not use our services.
  - **2. What Expense Trail does**
    - **Paragraphs:**
      - Expense Trail is a personal expense and budget tracker. You can log expenses and income; organize them with categories, tags, and payment methods; track multiple wallets and currencies; record transfers between accounts; set budgets by payment method or category; schedule recurring bills and income; define savings goals; view weekly summaries, cash-flow trends, a bill calendar, and Sankey flow reports; optionally share selected expenses and goals with a household when signed in; attach receipt photos or documents to entries; save up to 10 place reminders (geofence) stored only on your device; maintain a purchase wishlist with a 48-hour cooling-off period; enable optional end-to-end encrypted (E2EE) sync with a 12-word recovery phrase; sync data peer-to-peer between your own devices via LAN sync; and customize the app (themes, language, currency, and more).
      - We are not a bank, lender, or investment service. We do not connect to your bank accounts unless you choose to share data manually.
  - **3. Information we collect**
    - **Paragraphs:**
      - The data we process depends on how you use Expense Trail:
    - **Bullets:**
      - Financial data you enter: expense and income amounts, categories, tags, notes, dates, payment methods, wallets, transfers, budgets (including category budgets), savings goals and contributions, scheduled/recurring entries, and balance adjustments.
      - Household data (optional): if you create or join a household with cloud sync, we process household membership and the data you mark as shared (see section 5a).
      - Account data (optional): if you sign in with Google or Apple for sync, we receive authentication identifiers and basic profile information from that provider (such as email and name, as permitted by the provider).
      - Guest mode: if you use the app without signing in, your transaction data stays on your device unless you export it or enable sync later.
      - Device and app data: device type, operating system, app version, push notification tokens when you enable notifications, and similar technical data used to provide support, fix bugs, and improve compatibility.
      - Consent preferences: in the app and on {{site}}, you can accept or customize essential and analytics choices where offered.
      - Support communications: information you send when you contact us (e.g. name, email, message content).
      - Receipt attachments (optional): images and documents you attach to expense entries are stored in your configured storage provider (your own S3, WebDAV, or Cloudinary account) or ours, depending on your Settings. Nothing is uploaded without your explicit configuration.
      - Location data for place reminders (optional, on-device only): if you enable geofence place reminders, saved location coordinates are stored only on your device. This data is never transmitted to our servers, and the app does not track your location continuously.
      - Clipboard data (optional, on-device only): if you enable the clipboard transaction suggest feature (off by default), the app reads your clipboard once when it opens to suggest a pre-filled expense amount. Clipboard content is parsed locally and never uploaded to our servers.
      - Website analytics (optional): on our marketing website at {{site}}, we use anonymized, aggregated analytics only if you accept them via the cookie consent banner. We use no advertising trackers, no cross-site profiling cookies, and no fingerprinting.
  - **4. How we use your information**
    - **Paragraphs:**
      - We use information only to operate and improve Expense Trail, including the purposes listed below.
      - We do not sell your personal information or expense data. We do not use your financial entries for third-party advertising or credit offers.
    - **Bullets:**
      - Providing core features (tracking, wallets, transfers, budgets, goals, reports, bill calendar, household sharing, reminders, and settings).
      - Syncing your data across devices when you enable Google or Apple sign-in.
      - Sending optional push or browser notifications you turn on (such as budget alerts and summaries).
      - Responding to support requests and important service notices.
      - Maintaining security, preventing abuse, and complying with legal obligations.
      - Understanding aggregated or anonymized usage to improve the product (where analytics are enabled with your consent in the app or on the website).
  - **5. Guest mode vs cloud sync**
    - **Paragraphs:**
      - Guest mode lets you use Expense Trail without an account. Data is stored locally on your device.
      - If you sign in with Google or Apple, selected data (such as transactions, categories, budgets, wallets, savings goals, household membership, and settings needed for sync) may be stored on our servers to keep your devices in sync. You can stop syncing by signing out; signed-in users can delete their account and synced data from Settings; you may also clear local data through in-app reset options.
      - Sign-in is handled by Google or Apple under their own privacy policies. We receive only what is necessary to authenticate you and provide sync.
      - You can upgrade from standard sync to optional E2EE sync at any time in Settings → Account → Privacy. With E2EE enabled, supported expense fields are encrypted on your device using your 12-word recovery phrase before being stored on our servers. You can downgrade back to standard sync, which re-syncs data in readable form. Upgrading or downgrading does not delete any of your data.
  - **5a. Household sharing**
    - **Paragraphs:**
      - If you create or join a household, you may mark certain expenses and savings goals as shared with that household.
      - Shared items are visible in read-only form to all current members of the household (for example, in lists and reports). Only the owner of a shared item can edit or delete it.
      - Household membership does not grant other members access to your private (non-shared) data.
      - If you have E2EE sync enabled, shared expense fields are encrypted before upload — household members on their own devices use the same encryption tier you have configured.
  - **6. Storage, export, and deletion**
    - **Paragraphs:**
      - Your data may be stored on your device and, when sync is enabled, on secure servers we or our hosting providers operate.
      - You can export your data from the app as JSON or CSV, create password-protected encrypted backups, and import backups on supported platforms. You can connect bring-your-own storage (BYOS) providers — including Google Drive, Dropbox, WebDAV, iCloud, Amazon S3, and Cloudinary — for encrypted backups and receipt storage. You can reset or clear app data from Settings.
      - Signed-in users can delete their account and synced server data from Settings — Delete account. For other requests or questions, contact us at {{email}} or via our {{contact}} page.
  - **7. Security**
    - **Paragraphs:**
      - We use reasonable technical and organizational measures to protect your information, including encryption in transit where applicable and access controls on our systems.
      - On iOS and Android, local app data is stored in an encrypted database; authentication tokens and your PIN are stored in the device secure store. On web, data is stored in browser storage with different security characteristics — use a trusted device and connection.
      - You can enable PIN lock and biometric unlock (Face ID or fingerprint) on mobile for additional protection on your device.
      - No method of transmission or storage is 100% secure. You are responsible for keeping your device, backup files, and account credentials safe.
      - When you enable optional end-to-end encrypted (E2EE) sync, expense amounts and other sensitive fields are encrypted on your device before upload — only ciphertext reaches our servers. Your 12-word recovery phrase is required to decrypt data on a new device; we cannot recover it on your behalf. An optional key escrow feature stores an encrypted copy of your master key on your account, unlockable with your phrase on a new device.
  - **8. Sharing with third parties**
    - **Paragraphs:**
      - We do not share your expense or income data with third parties for their marketing purposes.
      - We may use service providers who process data on our behalf under contractual obligations to protect it and use it only for the specified purpose. Current categories of service providers include: cloud hosting and infrastructure, Google and Apple OAuth sign-in, push notification delivery (Apple Push Notification service, Firebase Cloud Messaging, and Expo push service), optional crash and error monitoring (such as Sentry, when enabled in Settings), and your chosen bring-your-own storage provider (Google Drive, Dropbox, WebDAV, iCloud, Amazon S3, or Cloudinary) for receipts and backups — those providers' privacy policies govern your data stored there.
      - We may disclose information if required by law, legal process, or to protect the rights, safety, and security of Expense Trail, our users, or others.
  - **9. Notifications**
    - **Paragraphs:**
      - Expense Trail offers optional notifications: budget alerts (at thresholds you choose — 50%, 70%, 80%, or 90%), daily logging reminders, scheduled entry due/overdue/tomorrow reminders, weekly summaries, and monthly recaps. All notification types are off by default unless you enable them individually.
      - Push notifications on iOS and Android require your device permission. On the web app, optional browser push notifications require your browser permission. You can turn each notification category on or off independently in Settings → Alerts.
      - When cloud sync is enabled, we recommend configuring push notification bodies to hide amounts and category names — this prevents financial data from appearing on your lock screen. This setting is available in Settings → Alerts → Notification privacy.
  - **10. Your rights and choices**
    - **Paragraphs:**
      - Depending on where you live, you may have rights to access, correct, delete, or port your personal data, or to object to or restrict certain processing. Residents of the EEA, UK, California, and other jurisdictions with privacy laws may have additional rights.
      - You can exercise many choices directly in the app without contacting us: export your data as JSON or CSV (Settings → Account → Storage Hub), clear local data (Settings → Account → Reset), manage notification preferences (Settings → Alerts), update cookie consent (website banner), delete your account and all synced server data (Settings → Account → Delete account), and sign out at any time. For additional requests — such as data access, correction, or portability beyond what in-app export provides — email {{email}}.
      - If you are in the EEA, UK, or similar regions, you may also have the right to lodge a complaint with your local supervisory authority (data protection authority).
      - We will respond to verifiable data requests within the timeframes required by applicable law, and no later than 30 days for most requests.
  - **11. Children**
    - **Paragraphs:**
      - Expense Trail is not directed at children under 13 (or the minimum age required in your country). We do not knowingly collect personal information from children. If you believe a child has provided us data, contact us at {{email}} and we will take appropriate steps to delete it.
  - **12. International users**
    - **Paragraphs:**
      - If you use Expense Trail from outside the country where our servers are located, your information may be processed in other countries that may have different data protection laws. We take steps designed to protect your information consistent with this policy.
  - **13. Changes to this policy**
    - **Paragraphs:**
      - We may update this Privacy Policy from time to time. We will post the revised version on {{site}} and update the Last updated date. Material changes may also be communicated in the app or by email where appropriate.
      - Your continued use after changes become effective means you accept the updated policy.
  - **14. Contact us**
    - **Paragraphs:**
      - For privacy questions, data requests, or concerns, email {{email}} or visit our {{contact}} page.

## Terms
URL: https://expensetrail.app/en/terms

### Terms

- **Pill:** Please read before using Expense Trail
- **Title Prefix:** Terms &
- **Title Gradient:** Conditions
- **Lead:** These terms govern your use of Expense Trail on web, iOS, and Android. Expense Trail is free for personal use, manual-entry only (no bank linking), and built with privacy and simplicity at its core.
- **Last Updated:** Last updated: June 2026
- **Related Privacy:** Read our Privacy Policy
- **Highlights:**
  - **Free for personal use**
    - **Description:** Core expense tracking, budgets, wallets, goals, splits, and reports are free with no subscription required. No paywalled core features.
  - **Not financial advice**
    - **Description:** We help you record and review spending — we are not a bank, financial adviser, or credit provider. Reports are based on data you enter.
  - **You own your entries**
    - **Description:** Your transaction data belongs to you. Export JSON or CSV, create encrypted backups, or delete everything in one tap — whenever you like.
  - **Account is optional**
    - **Description:** Guest mode gives you the full app with no sign-up. Cloud sync, household sharing, and cross-device access are opt-in, not required.
- **Sections:**
  - **1. Agreement**
    - **Paragraphs:**
      - By downloading, installing, accessing, or using Expense Trail (the App or Service), you agree to these Terms & Conditions (Terms). If you do not agree, do not use the Service.
      - The official website is {{site}}. These Terms apply together with our Privacy Policy, which describes how we handle your data.
  - **2. Description of the Service**
    - **Paragraphs:**
      - Expense Trail is a personal finance tool for tracking expenses and income, managing categories and tags, operating multiple wallets and currencies, recording transfers, setting budgets (by payment method or category), scheduling recurring transactions, tracking savings goals, viewing reports and analytics (including weekly summaries, cash-flow trends, a bill calendar, and Sankey flow reports), optionally sharing selected data with a household when signed in, attaching receipt photos or documents to entries, saving up to 10 place reminders (geofence) stored only on your device, using a purchase wishlist with a 48-hour cooling-off period, syncing data peer-to-peer between devices via LAN sync, optionally enabling end-to-end encrypted (E2EE) sync with a 12-word recovery phrase, and customizing your experience (including language, currency, and appearance).
      - The Service is available on the web and on supported mobile platforms. Features may vary slightly by platform or version (for example, encrypted backup import may be limited on some platforms).
      - We may add, change, or remove features over time. We do not guarantee uninterrupted availability.
  - **3. Eligibility and accounts**
    - **Paragraphs:**
      - You must be old enough to form a binding contract where you live (typically at least 13, or higher where required by law).
      - You may use guest mode without an account. If you sign in with Google or Apple for optional cloud sync, you must also comply with those providers' terms.
      - You are responsible for all activity under your account and for keeping your sign-in credentials secure.
  - **4. Acceptable use**
    - **Paragraphs:**
      - You agree to use Expense Trail only for lawful, personal, non-commercial purposes (unless we agree otherwise in writing). Small business or freelance personal finance tracking for your own records is permitted. Building a competing product, reselling access, or using the Service on behalf of others without our written consent is not. You must not:
    - **Bullets:**
      - Reverse engineer, decompile, scrape, or attempt to extract source code, data, or proprietary algorithms except as expressly permitted by law.
      - Use the Service to transmit malware, spam, phishing content, or any harmful code.
      - Interfere with, overload, or disrupt the Service, its infrastructure, or other users' access.
      - Misrepresent your identity, impersonate others, or use the Service for fraudulent, deceptive, or illegal activity.
      - Violate applicable laws, regulations, or third-party rights including intellectual property rights.
      - Attempt to gain unauthorized access to other users' data, our systems, or third-party systems connected to the Service.
  - **5. Your data**
    - **Paragraphs:**
      - You retain ownership of the financial information and other content you enter into Expense Trail (User Data).
      - You grant us a limited license to host, process, and display User Data only as needed to provide the Service (for example, storing synced data when you enable cloud sync).
      - You can export User Data (JSON, CSV, encrypted backup) and delete or reset data through in-app tools. You may connect bring-your-own storage (BYOS) providers — such as Google Drive, Dropbox, WebDAV, iCloud, Amazon S3, and Cloudinary — for receipt storage and encrypted backups; those providers' terms apply to data stored there. Signed-in users can delete their account and synced server data from Settings, subject to our Privacy Policy.
      - If you use optional E2EE sync, your recovery phrase is part of your User Data in the sense that it controls access to encrypted content. We cannot recover your recovery phrase. If you delete your account with E2EE enabled, your encrypted data is removed from our servers; decryption remains possible only if you retain the recovery phrase and a local or exported copy of your data.
      - You are responsible for the accuracy of data you enter and for maintaining your own backups if needed.
  - **5a. Household sharing**
    - **Paragraphs:**
      - When you use household sharing with cloud sync, you choose which expenses and savings goals are private or shared with other household members.
      - You are responsible for what you mark as shared and for inviting only people you trust. Expense Trail provides the feature but is not responsible for disputes between household members regarding shared data.
  - **6. Privacy**
    - **Paragraphs:**
      - Our Privacy Policy explains what we collect, how we use it, and your choices — including guest mode, optional sync, cookies on the website, and no sale of expense data for advertising.
      - Please review the Privacy Policy at {{site}}/privacy.
  - **7. No professional advice**
    - **Paragraphs:**
      - Expense Trail is for personal record-keeping and budgeting assistance only. It is not a substitute for professional financial, tax, accounting, or legal advice.
      - We do not provide investment recommendations, credit decisions, or banking services. Reports and calculations are based on data you provide and may contain errors; verify important information independently.
  - **8. Intellectual property**
    - **Paragraphs:**
      - Expense Trail, including its software, design, branding, and documentation (excluding User Data), is owned by us or our licensors and protected by intellectual property laws.
      - We grant you a limited, non-exclusive, non-transferable license to use the App for personal use in accordance with these Terms.
      - You may not copy, modify, distribute, sell, or create derivative works from the Service without our prior written permission.
  - **9. Third-party services**
    - **Paragraphs:**
      - The Service integrates with or relies on third-party services including: Google Sign-In and Apple Sign-In (authentication), Apple App Store and Google Play (app distribution), cloud hosting and infrastructure providers, push notification services (Apple Push Notification service, Firebase Cloud Messaging, Expo), optional error monitoring services (such as Sentry), and bring-your-own storage providers you connect yourself (Google Drive, Dropbox, WebDAV, iCloud, Amazon S3, or Cloudinary). Your use of those services is governed by their own terms and policies.
      - We are not responsible for the availability, accuracy, content, privacy practices, or security of third-party services we do not control.
      - If you connect a bring-your-own storage provider for receipts or backups, that provider's terms govern your data stored there. We are not liable for data loss, breaches, or service interruptions from your chosen provider.
  - **10. Disclaimers**
    - **Paragraphs:**
      - THE SERVICE IS PROVIDED AS IS AND AS AVAILABLE WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.
      - We do not warrant that the Service will be error-free, secure, or available at all times.
  - **11. Limitation of liability**
    - **Paragraphs:**
      - TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, OFFICERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE.
      - OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS BEFORE THE CLAIM, OR (B) USD $50, IF YOU HAVE NOT PAID ANYTHING.
      - Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent permitted by law.
  - **12. Indemnity**
    - **Paragraphs:**
      - You agree to indemnify and hold us harmless from claims arising out of your misuse of the Service, your User Data, or your violation of these Terms, except where prohibited by law.
  - **13. Termination**
    - **Paragraphs:**
      - You may stop using Expense Trail at any time, delete the app, reset local data, or delete your account and synced data from Settings when signed in.
      - We may suspend or terminate access if you materially breach these Terms or if required for legal, security, or operational reasons.
      - Sections that by nature should survive (such as disclaimers, limitation of liability, and intellectual property) will survive termination.
  - **14. Changes to these Terms**
    - **Paragraphs:**
      - We may update these Terms from time to time. We will post the updated version on {{site}} and update the Last updated date.
      - If changes are material, we may provide additional notice in the app or by email where appropriate. Continued use after the effective date constitutes acceptance.
  - **15. Governing law**
    - **Paragraphs:**
      - These Terms are governed by the laws applicable to the operator of Expense Trail, without regard to conflict-of-law principles, except where mandatory consumer protection laws in your country require otherwise.
      - Any disputes will be resolved in the courts or forums specified by applicable law, unless your local law grants you the right to bring claims in your home jurisdiction.
  - **16. Contact**
    - **Paragraphs:**
      - Questions about these Terms? Email {{email}} or use our {{contact}} page.

## Contact
URL: https://expensetrail.app/en/contact

### Contact Meta

- **Document Title:** Contact — Expense Trail
- **Html Description:** Reach the Expense Trail team for support, bug reports, privacy questions, or feature ideas. We read every message and typically reply within 1-2 business days.
- **Og Title:** Contact Expense Trail
- **Og Description:** Direct email support for sync, privacy, and app issues — we read every message and typically reply within 1-2 business days.

### Contact

- **Pill:** We read every message
- **Title Contact:** Contact
- **Title Gradient:** Expense Trail
- **Lead:** Stuck on sync, have a privacy question, or spotted a bug? Tell us what you expected versus what happened — we will help you sort it out.
- **Form Title:** Send us a message
- **Form Hint:** Submitting opens your email app with a pre-filled message — no third-party form trackers involved.
- **Label Name:** Your name
- **Label Email:** Email address
- **Label Message:** Your message
- **Ph Name:** Jane Doe
- **Ph Email:** you@example.com
- **Ph Message:** Tell us how we can help…
- **Send:** Send message
- **Submitting:** Opening your email app…
- **Success Title:** Check your email app
- **Success Body:** If it did not open automatically, email us at {{email}} with the same details.
- **Send Another:** Send another message
- **Mail Subject:** Expense Trail — message from {{name}}
- **Mail Body:** Name: {{name}} Email: {{email}} Message: {{message}}
- **Footnote:** For app issues, please include your device model, OS version, and app version.
- **Sidebar Title:** Other ways to reach us
- **Sidebar Email Title:** Email us directly
- **Sidebar Email Desc:** Best for detailed support or account-related questions.
- **Sidebar Response Title:** Response time
- **Sidebar Response Desc:** We typically reply within 1-2 business days (Mon-Fri).
- **Sidebar Tips Title:** Help us help you faster
- **Sidebar Tips:**
  - Describe what you tried and what you expected to happen
  - For bugs: steps to reproduce are far more useful than a vague description
  - Include your device model, OS version, and app version for technical issues
- **Sidebar Links Title:** Quick links
- **Link Faq:** FAQ
- **Link About:** About Expense Trail
- **Link Privacy:** Privacy Policy
- **Topics Title:** Common topics
- **Topics:**
  - **Bug report**
    - **Prefix:** Bug report:
  - **Feature idea**
    - **Prefix:** Feature idea:
  - **Account & sync**
    - **Prefix:** Account / sync:
  - **Privacy & security**
    - **Prefix:** Privacy / security:

## Page not found

### Not Found Meta

- **Document Title:** Page not found — Expense Trail
- **Html Description:** This page does not exist on Expense Trail. Head back home, or reach out if something looks broken.
- **Og Title:** Page not found — Expense Trail
- **Og Description:** This URL is not part of Expense Trail.

### Not Found Page

- **Code:** 404
- **Title:** Page not found
- **Lead:** That page does not exist, or the link may be out of date.
- **Home Cta:** Back to home
- **Contact Cta:** Contact us

## Site-wide content

### Nav

- **Home:** Home
- **About:** About
- **Contact:** Contact
- **Terms:** Terms
- **Privacy:** Privacy
- **Features:** Features
- **Security:** Security
- **User Guide:** User guide
- **Faq:** FAQ
- **Resources:** Resources

### Header

- **Brand Aria:** Expense Trail — Home
- **Brand Name:** Expense Trail
- **Menu Toggle:** Toggle menu
- **Main Nav:** Main
- **Resources Nav:** Resources
- **Resources Menu:** Resources menu
- **Language:** Language
- **Select Language:** Select language
- **Search Languages:** Search languages…
- **No Languages Found:** No languages match your search
- **Clear Search:** Clear search
- **Language Count:** {{count}} languages

### Footer

- **Brand Aria:** Expense Trail — Home
- **Tagline:** Take control of your spending—privately. Ad-free expense tracking on iOS, Android, and the web, free to use with no forced account.
- **Product Heading:** Product
- **Company Heading:** Company
- **Legal Heading:** Legal
- **Features:** Features
- **How It Works:** How it works
- **Faq:** FAQ
- **Open Web App:** Open web app
- **User Guide:** User guide
- **Copyright:** © {{year}} Expense Trail
- **Back To Top:** Back to top
- **Cookie Preferences:** Cookie preferences
- **All Features:** All features
- **Security:** Privacy & security
- **Guides Heading:** Guides
- **Guide Hub:** Guides & tips hub
- **Guide What Is Wallet:** What is a wallet?
- **Guide Split Vs Household:** Split bills vs household sharing
- **Guide Is It Free:** Is it really free?
- **Guide Split Bill How To:** How to split a bill
- **Guide Vs Splitwise:** Expense Trail vs Splitwise
- **Guide Migrate Mint:** Migrate from Mint
- **Guide Why Exists:** Why Expense Trail exists

### Download

- **Trigger:** Get the app
- **Hero Trigger:** Start for free
- **Sticky Trigger:** Download now
- **Aria Label:** Get the app
- **Ios Title:** Download for iOS
- **Ios Subtitle:** App Store
- **Android Title:** Get it on Android
- **Android Subtitle:** Google Play
- **Web Title:** Open in your browser
- **Web Subtitle:** {{host}}

### Cookie

- **Dialog Aria:** Cookie consent
- **Title:** Your privacy, your choice
- **Summary Before:** We use essential cookies to keep the site running and, with your permission, optional analytics to understand how people use it. Continuing means you agree to our
- **Privacy Link:** Privacy Policy
- **Summary After:** .
- **No Ads Notice Title:** No advertising or marketing tracking — ever.
- **No Ads Notice Body:** We never use cookies — or any similar technology — to build an advertising profile, retarget you, or sell your data to marketers. Optional analytics, if you enable them, exist solely to make Expense Trail better for everyone.
- **Manage:** Manage preferences
- **Essential Only:** Essential only
- **Accept All:** Accept all
- **Preferences Title:** Cookie preferences
- **Close:** Close
- **Close Aria:** Close
- **Back:** Back
- **Back Aria:** Back
- **Details Before:** Choose which cookies you allow. Essential cookies are always on. See our
- **Details After:** for full details.
- **Always On:** (always on)
- **On:** On
- **Off:** Off
- **Save Choices:** Save my choices
- **Consent Items:**
  - **Essential:**
    - **Title:** Essential
    - **Description:** Required for the site to work — security, session management, and core features. These cannot be turned off.
  - **Analytics:**
    - **Title:** Analytics
    - **Description:** Helps us understand which features people find useful and how the site performs, so we can keep improving it. Never used for advertising.

### Locale

- **Loading:** Loading language…
- **Loading Aria:** Loading translations

### Marketing Cta

- **About:**
  - **Kicker:** Ready to give it a try?
  - **Title:** Stop guessing. Start tracking.
  - **Body:** No ads, no subscription, no forced account. Download the app or open it in your browser in guest mode — free from the very first tap.
  - **Secondary Btn:** Contact us
- **Contact:**
  - **Kicker:** Prefer to explore first?
  - **Title:** Try Expense Trail while you wait
  - **Body:** Most answers live in the in-app FAQ and on our Features and Security pages. Guest mode is always free — no account needed.
  - **Secondary Btn:** Back to home
- **Features:**
  - **Kicker:** Seen enough?
  - **Title:** Put it on your phone today
  - **Body:** Free on iOS, Android, and the web. Start as a guest — sync only if and when you want to.
  - **Secondary Btn:** Privacy & security
- **Security:**
  - **Kicker:** Trust it, then try it
  - **Title:** Explore the full app in guest mode
  - **Body:** Use every feature locally before you decide about sync or E2EE. Always your call — no pressure, no account required.
  - **Secondary Btn:** Read the Privacy Policy
- **Faq:**
  - **Kicker:** Ready to try it?
  - **Title:** Start free in guest mode
  - **Body:** No account required. Download or open the web app — add sync and E2EE only when you want them.
  - **Secondary Btn:** See all features